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AIB Analyzing Bank Financial Statements

AIB Course Code: 6920

Course Length: 16 weeks

Course Description:
Analyzing Financial Statements is a practical introduction to financial analysis from the viewpoint of the commercial loan officer. This program gives you the skills you need to effectively assess the borrower's ability to repay loans.

Audience:
Commercial loan officers, credit analysts, and trainees who have a basic knowledge of accounting principles and practices, and a familiarity with the commercial lending process.

Learning Objectives:
After successfully completing this program, you will be able to:
  • Relate how a company's type of business, legal structure, size, and management strategies
      affect the way a lender conducts financial analysis
  • Analyze income statements, balance sheets, and pro forma statements
  • Calculate key financial ratios and use them to compare a company's performance with that
      of the company's industry
  • Use advanced analytical techniques: sensitivity analysis, sustainable growth, working
      investment analysis, break-even analysis, and operating leverage
  • Determine when a funds flow statement is required
  • Construct and analyze long-run, multiple-year forecasts of income statements and
      balance sheets
  • Construct and interpret a cash budget

Textbook:
Analyzing Financial Statements, 7th edition, American Bankers Association, 2007

Course Credits: AIB: 3.0

Prerequisites:
>>General Accounting<< or >>Financial Accounting<<

Required Software: None


OnLine Course InfoCourse
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• Mem $514     • NonMem $634 3005596
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PBA Contact: Jackie Catalano • (717) 255-6939 • jCatalano@paBanker.com