P E N N S Y L V A N I A   B A N K E R S   A S S O C I A T I O N A Provider of AIB Products Fair Credit Reporting Act
Course Description: Fair Credit Reporting Act (FCRA) describes this federal law that addresses the rights and obligations of four groups: Consumer reporting agencies; Users of consumer information; Furnishers of consumer information;Consumers. This course defines the key terms used in the Act, including permissible purposes, and provides an overview of the FACT Act. This course promotes discussions surrounding reporting and disclosure requirements. Audience: Personnel involved in using or reporting credit information. Learning Objectives: After successfully completing this program, you will be able to:   • Define key terms used in FCRA   • Discuss the primary permissible purposes that affect financial institutions   • Describe consumer reporting requirements of FCRA   • Describe key elements covered by the FACT Act   • Share an overview of key notice requirements   • Discuss affiliate disclosure requirements Course Credits: AIB: 0.25 ; ICB: 0.75 CLBB, CPB Prerequisites: None Required Software: None Optional Software: Adobe Acrobat Reader and RealPlayer Cost: Members $95   •   NonMembers $130       Forms Page ... Registration ... Requests ... Withdrawal PBA Contact: Jackie Catalano • (717) 255-6939 • jCatalano@paBanker.com
This educational opportunity is brought to you by Pennsylvania Bankers Association