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A Provider of AIB Products Reg Z Credit Cards |
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Course Description: Reg Z Credit Cards discusses how the CARD Act enhances the provisions of the Truth in Lending Act and Regulation Z to protect consumers against unfair credit card practices. The course includes the key provisions of the CARD Act regarding how the CARD Act protects consumers from unexpected interest charges; requires that consumers receive a reasonable amount of time to make their credit card payments, enhances required disclosures, and allows consumers to access credit on terms that are fair and more easily understood. Audience: Consumer Lenders, Call Center Representatives and CSRs at banks that offer consumer credit cards. Learning Objectives: By the of this course, the students will be able to: • Identify the key points in the credit card account rule • Examine the restrictions of interest rate increases • Examine the limitations set on fees and penalty interest • Identify the reasonable due date rules for payment deadlines • Identify requirements for periodic statement disclosures Course Credits: AIB: 0, ICB: 0, CPB: TBD... Prerequisites: Reg Z Overview Required Software: None Optional Software: Adobe Acrobat Reader and RealPlayer Cost: Members $55 • NonMembers $75  Forms Page ... Registration ... Requests ... WithdrawalPBA Contact: Jackie Catalano • (717) 255-6939 • jCatalano@paBanker.com |
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