P E N N S Y L V A N I A   B A N K E R S   A S S O C I A T I O N A Provider of AIB Products Reg Z Non Home Secured (Open-End Credit)
Course Description: Reg Z Non Home Secured (Open-End Credit) discusses types of open-end non-home secured lines of credit other than credit cards. The course reviews disclosure requirements, periodic statement requirements, change in terms notices, payment processing rules, and liability for non-compliance. Audience: Branch staff (lenders, CSRs Call Center, personal bankers) who takes consumer line of credit applications (such as overdraft lines of credit) or discuss loan products with consumers. For some banks, this course may also be applicable for tellers making referrals to the platform. Learning Objectives: By the of this course, the students will be able to:   • Define open-end loans   • Explain what account opening disclosures are required   • Explain the requirements of periodic statements   • Describe the requirements of the change in terms notice   • Explain the rules pertaining to payments on lines of credit Course Credits: AIB: 0, ICB: .5 CPB, CLBB, CRCM Prerequisites: Reg Z Overview Required Software: None Optional Software: Adobe Acrobat Reader and RealPlayer Cost: Members $55   •   NonMembers $75       Forms Page ... Registration ... Requests ... Withdrawal PBA Contact: Jackie Catalano • (717) 255-6939 • jCatalano@paBanker.com
This educational opportunity is brought to you by Pennsylvania Bankers Association