 |
Introduction to Lending Compliance sponsored by Professional Bank Services |
||
|
Dates & Locations Mar 13 • Hilton Scranton Conference Center • 100 Adams Ave, Scranton • 570-343-3000 Apr 17 • Hilton Philadelphia Airport • 4509 Island Ave, Philadelphia • 215-365-4150 May 15 • HACC - Wildwood Conference Center • One HACC Dr, Harrisburg • 717-780-2678 May 22 • Courtyard Reading/Wyomissing • 150 North Park Road, Reading • 610-378-1137 Jun 26 • Pittsburgh Airport Marriott • 777 Aten Rd, Coraopolis • 412-788-8800 Instructional Method • Group-Live Schedule Registration • 8:30am Program • 9am - 4pm Lunch • Noon “Compliance” is fundamental job knowledge for all financial institution personnel . The burden of comprehending the increasing list of federal regulations cannot be effectively placed on just one person or group of people. Get the best information…first hand. Seminar instructors are highly experienced members of Professional Bank Services consulting staff. The seminar includes a separate, dedicated review of each “compliance” regulation affecting the lending process. Attendees learn when a regulation is applicable, the financial institution’s general responsibilities and how to utilize additional sources to deal with more complex situations or questions. Attendees also gain insight on how various regulations relate to each other and develop a clearer understanding of the regulatory framework. Topics: • Truth-in-Lending Act/Regulation Z • RESPA/HUD’s Regulation X • HMDA/Regulation C • Fair Credit Reporting Act/FACT Act – Regulation V – including the new riskbased pricing notice • Flood Disaster Protection Act • Bank Sales of Insurance • Limitations on Terms of Consumer Credit Extended to Service Members and Dependents • Equal Credit Opportunity Act/Regulation B Other Focal Points include: • Prohibitions on discriminatory lending activity • Spousal signature rules • What questions are permitted during the application process • Permissible uses of consumer reports • Coverage and disclosure requirements for flood insurance • Coverage, exemptions, and mortgage disclosure requirements of Truth-In-Lending • Right of Rescission • Section 32 (HOEPA transactions) and 35 mortgages (Higher Priced Mortgage Loans) • RESPA coverage exemptions and disclosures, including the Good Faith Estimate and HUD1/1A • Collection and reporting of HMDA data • Written and oral disclosures related to the sale of optional insurance • Coverage and disclosure rules for certain loans to service members and their dependents The Manual The manual includes a “plain language” explanation of each regulation covered. Like all our seminar manuals, it is designed to serve as a continuing reference. PLUS 1 Year of Free Telephone Support. Who Should Attend? This seminar is an overview of compliance responsibilities imposed by the major regulations in the lending area, particularly consumer compliance. It is designed to meet the needs of lending officers and loan administration personnel. It is taught at the basic level and is appropriate for those needing an introduction to lending compliance or more experienced personnel wanting a refresher course. Program Level: Basic Speakers Deborah Henderson is a Senior Consultant at PBS. Prior to joining the firm in 1996, she served as a senior vice president and legal counsel for a $3 billion financial institution that engaged in multi-state lending and deposit services. Her banking experience is in the deposit, commercial and residential lending and operations areas. She provides consulting services in compliance, with particular emphasis on deposits, lending, IRS reporting, information security and operations issues. She has been a member of the faculty of the FDIC’s Advanced Consumer Protection School; Introduction to Compliance Examination School and Compliance Assessment Review Course. She has also served on the faculty of the Iowa, North Carolina and Pennsylvania bankers associations’ compliance schools. J. Patrick Liddy is a Senior Consultant at PBS. Prior to joining the firm he practiced law for ten years in Ohio and Arizona where he is currently licensed. Mr. Liddy then began his banking career as General Counsel and Compliance Officer for a $43 million community bank. The bank was purchased by a major bank holding company where he served as Director of Compliance through a tenfold expansion of assets. The holding company included financial institutions in several states primarily regulated by the Federal Reserve, the OCC and the OTS. Mr. Liddy has performed in-house training on a variety of compliance and legal topics. He has also served as Senior Risk Officer and Risk Division Counsel. Mr. Liddy was appointed to and served a three-year term as a member of the Federal Reserve Board Consumer Advisory Council in Washington, D.C. He is a graduate of the ABA National Graduate School of Compliance Management. Mr. Liddy holds a Bachelor of Arts degree from the University of Notre Dame and a Juris Doctor degree from The Ohio State University College of Law. Kathleen Mayes is a Senior Consultant at PBS. Prior to joining the firm in 2000, Ms. Mayes served as a compliance examiner for the Federal Deposit Insurance Corporation in the San Francisco Region. Ms. Mayes has nearly fifteen years experience with the FDIC and Federal Home Loan Bank/Office of Thrift Supervision. In addition to her compliance experience, Ms. Mayes served as a senior supervisory analyst with the FHLB/OTS, supervising multi-billion dollar savings and loan associations and holding companies and recommending action regarding institutions exhibiting adverse financial operating trends, violations of law and regulations, and other problems. Ms.
PBA Member Cost - $290 (Includes lunch, coffee breaks & course materials. Breakfast and parking are on your own.) Registration Options OnLine Charge Payments • use PBA discount code 12PBA45  OnLine Registration - Mar 13 @ Scranton OnLine Registration - Apr 17 @ Philadelphia OnLine Registration - May 15 @ Harrisburg OnLine Registration - May 22 @ Reading OnLine Registration - Jun 26 @ PittsburghTelephone Charge Payments 800-523-4778, ext. 205 or 235 • PBA discount code 12PBA45 Mail\Fax - Attendee Registration FormMake Check Payable to: Professional Bank Services, Inc. Mail to: Education Division Professional Bank Services, Inc. 6200 Dutchman’s Lane, Suite 305 Louisville, KY 40205-3309 Confirmation You will receive a written confirmation of your seminar registration within ten days after we receive payment. If an e-mail address is provided, your confirmation will be sent via e-mail. Please make sure to add registrar@probank.com to your list of approved e-mail addresses. Cancellation Policy If you cancel seven days before the seminar date, we grant full refunds. If you cancel later, but prior to the date of the seminar, we impose a $50 cancellation fee. Substitutions are always welcomed. If PBS cancels a seminar for any reason, we refund all fees paid and supply you with a complimentary copy of the manual. Questions? Call 800-523-4778. For program questions, more information, or refunds, ask for extension 205 or 235. For administrative policies, such as complaint resolution, ask for extension 237. PBA Contact Jackie Catalano • AsstVP Professional Development, AIB Director (717) 255-6939 • jCatalano@paBanker.com |
|||
|
|
|||
