Calendar

  1. June 2019

    1. Monday, June 24, 2019
      1. Event image 8:30 AM – 4:00 PM at Pittsburgh Area

        2019 Fundamentals of Open-End Credit - Pittsburgh >

        This comprehensive seminar will review in depth the open-end requirements and issues under various laws (e.g., What is the “outstanding principal balance” for flood insurance determinations?), but focusing on the Truth-in-Lending Act/Regulation Z. We will discuss the compliance rules applicable for all lines of credit, including unsecured lines of credits and credit cards, but will spend much of the day reviewing HELOCs. The manual will provide detailed analysis of the rules and serves as a valuable reference tool. More >
    1. Tuesday, June 25, 2019
      1. Event image Multi-Day Event8:30 AM Tuesday – 4:00 PM Thursday at Pittsburgh Area

        2019 Real Estate Lending Compliance - Pittsburgh >

        This program is a must for those entering the “regulatory compliance world” or those responsible for “pre” closing file preparation or “post” closing file review. Attendees receive one of the most highly regarded manuals in the industry (over 500 pages of content). The manual will likely be referred to on countless occasions. More >
  2. August 2019

    1. Thursday, August 1, 2019
      1. Event image 8:00 AM – 4:00 PM at Philadelphia Area

        Baseball CPE Event - co-sponsored by Crowe - Philadelphia >

        Join the Pennsylvania Bankers Association and Crowe at the ballpark this baseball season for these events designed to combine the benefits of educational meetings with peer networking for banking industry professionals. More >
  3. September 2019

    1. Thursday, September 12, 2019
      1. Event image Multi-Day Event8:30 AM Thursday – 4:00 PM Friday at Harrisburg Area

        2019 ANTI-MONEY LAUNDERING & BANK SECRECY ACT - Harrisburg >

        This two-day school covers in detail the issues and opportunities in the ever-expanding environment of the Bank Secrecy Act and reviews the entire realm of BSA from “A” to “Z”. From decades old Currency Transaction Reporting (CTR) and various recordkeeping requirements, to institutional risk assessment, Customer/Member Due Diligence (CDD), beneficial ownership expectations, and suspicious activity reporting, students from the novice appointee to the tenured BSA professional will find the discussions and interactions to be of great value. More >
  4. October 2019

    1. Thursday, October 17, 2019
      1. Event image Multi-Day Event8:30 AM Thursday – 4:00 PM Friday at Philadelphia Area

        2019 ANTI-MONEY LAUNDERING & BANK SECRECY ACT - Philadelphia >

        This two-day school covers in detail the issues and opportunities in the ever-expanding environment of the Bank Secrecy Act and reviews the entire realm of BSA from “A” to “Z”. From decades old Currency Transaction Reporting (CTR) and various recordkeeping requirements, to institutional risk assessment, Customer/Member Due Diligence (CDD), beneficial ownership expectations, and suspicious activity reporting, students from the novice appointee to the tenured BSA professional will find the discussions and interactions to be of great value. More >
    1. Wednesday, October 30, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        Bank Secrecy Act Seminar >

        More information to follow. More >
  5. December 2019

    1. Tuesday, December 10, 2019
      1. Event image 8:15 AM – 3:45 PM at Harrisburg Area

        Analyzing Personal Financial Statements & Tax Returns >

        One of the more challenging aspects of lending is analyzing personal financial statements and tax returns. Assessing the borrower’s ability to convert assets to cash to pay short-term debt or honor a guaranty often requires significant adjustments to the borrower’s reported net worth. Adjusted gross income on Form 1040 bears no relationship at all to cash available to pay personal living expenses and debt service. To determine cash available, the lender must construct a personal cash flow using information contained in the personal financial statement and schedules of the tax return. Lenders recognize that the business and personal financial affairs of small business borrowers are closely intertwined necessitating the integration of business and personal cash flow to determine global cash flow. More >