Calendar

  1. February 2019

    1. Tuesday, February 26, 2019
      1. Event image 8:15 AM – 2:15 PM at Harrisburg Area

        2019 Annual Economic Forecast and Business Leadership Summit >

        This event brings together some of the nation's most respected economic forecasters, analysts and technology futurists to provide insights to help business leaders understand the details of today's economy and to prepare for what is expected in the future. More >
      2. Event image 8:30 AM – 4:00 PM at Altoona Area

        How to Ensure Compliance with Deposit Regulations - Johnstown >

        How to Ensure Compliance with Deposit Regulations provides a simple and effective way to ensure key personnel are up-to-date on current federal deposit regulations. The major federal regulations governing deposits are explained in plain, easy-to-understand language. Walk away from the seminar knowing exactly what your institution needs to do to achieve total compliance. More >
    1. Wednesday, February 27, 2019
      1. Event image 8:30 AM – 4:00 PM at Altoona Area

        2019 Mastering HMDA - Johnstown >

        A full-day seminar providing a comprehensive review of the Home Mortgage Disclosure Act (HMDA) and the Consumer Financial Protection Bureau’s (CFPB’s) Regulation C. Whether you are new to HMDA or have been reporting for years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance. More >
    1. Thursday, February 28, 2019
      1. Event image 8:30 AM – 4:00 PM at Pittsburgh Area

        How to Ensure Compliance With Deposit Regulations - Pittsburgh >

        How to Ensure Compliance with Deposit Regulations provides a simple and effective way to ensure key personnel are up-to-date on current federal deposit regulations. The major federal regulations governing deposits are explained in plain, easy-to-understand language. Walk away from the seminar knowing exactly what your institution needs to do to achieve total compliance. More >
  2. March 2019

    1. Monday, March 4, 2019
      1. Event image 8:00 AM – 4:00 PM at Hershey

        Women in Banking Conference >

        A day providing networking opportunities and professional development tailored to strengthen and deepen involvement in the industry, community and the association. More >
    1. Monday, March 18, 2019
      1. Event image Multi-Day Event8:15 AM Monday – 3:00 PM Wednesday at Harrisburg Area

        School of Compliance >

        Regulators continue to emphasize the importance of a comprehensive compliance management system supported by a knowledgeable compliance officer and management team. The school focuses on the regulatory issues with the highest risks and incorporates discussion of “real-life” examples and best practices. More >
    1. Thursday, March 21, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        The Emerging Consumer and How to Bank Them - Retail Banking Seminar >

        This action-packed full-day workshop includes a combination of lecture, interactive discussion and case material to help bankers understand the mindset of the customer and how to align products, services and channel strategies to meet their evolving needs. More >
    1. Tuesday, March 26, 2019
      1. Event image Multi-Day Event8:15 AM Tuesday – 4:00 PM Wednesday at Harrisburg Area

        Training the Credit Analyst (2-Day Seminar) >

        This two day program is designed to provide lenders and analyst the tools required to understand and use financial information provided by borrowers. The key to producing high quality analysis is being able to understand the actions or inactions of your borrower’s management team. We then must be able to ask the borrowers the “Right” questions. The goal is to measure risk, develop loan structure, and the capacity to repay the loan. The Loan Officer/Analyst must be able to communicate that information to Loan Committee and the customer. Ultimately, good Loan Officers are able to provide value-added information that allows their borrowers to make better business decisions. More >
      2. Event image 8:30 AM – 4:00 PM at Pittsburgh Area

        2019 Mortgage Lending: Start to Finish - Coraopolis >

        This one-day seminar will cover existing disclosure requirements for mortgage loans secured by real estate including the Integrated Mortgage Disclosure requirements, (TRID rules). The seminar will bring together the requirements necessary to ensure compliance for closed-end, consumer purpose real estate secured loans. This seminar specifically focuses on the disclosure process under the various lending related regulations. More >
    1. Wednesday, March 27, 2019
      1. Event image 8:30 AM – 4:00 PM at Pittsburgh Area

        2019 TRID Compliance: Facing The Challenges - Coraopolis >

        This seminar has been designed to help as you comply with the new Integrated Mortgage Disclosures, including recent changes and clarifications. More >
    1. Thursday, March 28, 2019
      1. Event image 8:30 AM – 4:00 PM at Pittsburgh Area

        2019 Mastering HMDA - Coraopolis >

        A full-day seminar providing a comprehensive review of the Home Mortgage Disclosure Act (HMDA) and the Consumer Financial Protection Bureau’s (CFPB’s) Regulation C. Whether you are new to HMDA or have been reporting for years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance. More >
  3. April 2019

    1. Tuesday, April 2, 2019
      1. Event image Multi-Day Event8:15 AM Tuesday – 3:30 PM Thursday at Harrisburg Area

        School of Consumer Lending >

        Sound credit decisions by community-bank lenders require a high degree of perception and skill. To reach this level of sophistication, your lending personnel must constantly rethink existing approaches, research new ideas, and update their knowledge. More >
      2. Event image 8:30 AM – 4:00 PM at Erie

        2019 Mastering HMDA - Erie >

        A full-day seminar providing a comprehensive review of the Home Mortgage Disclosure Act (HMDA) and the Consumer Financial Protection Bureau’s (CFPB’s) Regulation C. Whether you are new to HMDA or have been reporting for years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance. More >
    1. Wednesday, April 3, 2019
      1. Event image 4:00 PM – 7:00 PM at Williamsport Area

        Group 4 Spring Social >

        Join us this spring as we celebrate our members at the newly formatted Spring Socials! More >
    1. Thursday, April 4, 2019
      1. Event image 4:00 PM – 7:00 PM at Scranton Area

        Group 3 Spring Social >

        Join us this spring as we celebrate our members at the newly formatted Spring Socials! More >
    1. Monday, April 8, 2019
      1. Event image 4:00 PM – 7:00 PM at Philadelphia Area

        Group 2 Spring Social >

        Join us this spring as we celebrate our members at the newly formatted Spring Socials! More >
    1. Tuesday, April 9, 2019
      1. Event image 4:00 PM – 7:00 PM at Harrisburg Area

        Group 5 Spring Social >

        Join us this spring as we celebrate our members at the newly formatted Spring Socials! More >
    1. Wednesday, April 10, 2019
      1. Event image 4:00 PM – 7:00 PM at Pittsburgh Area

        Group 1 Spring Social >

        Join us this spring as we celebrate our members at the newly formatted Spring Socials! More >
    1. Thursday, April 11, 2019
      1. Event image 4:00 PM – 7:00 PM at Altoona Area

        Group 6 Spring Social >

        Join us this spring as we celebrate our members at the newly formatted Spring Socials! More >
    1. Tuesday, April 23, 2019
      1. Event image 8:30 AM – 4:00 PM at Scranton Area

        2019 Anti-Money Laundering & Bank Secrecy Act Seminar - Scranton >

        This seminar highlights the increased federal expectations for BSA. “Beneficial Ownership”, and the ever-increasing importance of Customer/Member Due Diligence standards, and the Final Regulations implemented in May 2018 are reviewed in detail. The changes predicated by the latest update to the Suspicious Activity Report (SAR) are identified. The latest guidelines on account management, ongoing monitoring, and due diligence expectations for Money Services Businesses (MSB), “Third-Party Payment Processors” (TPPP), Marijuana Related Enterprises (MRE), and other “High-Risk” Clients are highlighted, while the ever Increasing issue of “de-risking”/client “re-evaluation” is discussed. Institutional risk assessments and the latest guidance on high-risk products and services, cyber events and cyber-related crime, e-mail compromise fraud schemes, human trafficking and human smuggling, Elder and Vulnerable Adult exploitation, and disaster-related fraud are reviewed. More >
    1. Wednesday, April 24, 2019
      1. Event image 8:30 AM – 4:00 PM at Allentown Area

        2019 Anti-Money Laundering & Bank Secrecy Act Seminar - Bethlehem >

        This seminar highlights the increased federal expectations for BSA. “Beneficial Ownership”, and the ever-increasing importance of Customer/Member Due Diligence standards, and the Final Regulations implemented in May 2018 are reviewed in detail. The changes predicated by the latest update to the Suspicious Activity Report (SAR) are identified. The latest guidelines on account management, ongoing monitoring, and due diligence expectations for Money Services Businesses (MSB), “Third-Party Payment Processors” (TPPP), Marijuana Related Enterprises (MRE), and other “High-Risk” Clients are highlighted, while the ever Increasing issue of “de-risking”/client “re-evaluation” is discussed. Institutional risk assessments and the latest guidance on high-risk products and services, cyber events and cyber-related crime, e-mail compromise fraud schemes, human trafficking and human smuggling, Elder and Vulnerable Adult exploitation, and disaster-related fraud are reviewed. More >
    1. Thursday, April 25, 2019
      1. Event image 8:15 AM – 4:00 PM at State College

        Agricultural Bankers Conference >

        The Association’s inaugural Agricultural Bankers Conference will offer dynamic presentations about the agricultural banking industry's current issues, profitability, challenges and forecasts. It will be of interest to bank personnel, directors or others who work with clients in the field of agricultural banking, credit and insurance. More >
    1. Monday, April 29, 2019
      1. Event image Multi-Day Event8:15 AM Monday – 4:00 PM Tuesday at Harrisburg Area

        School of Treasury Management II >

        This two-day focused sales program will provide a refresher on products and services with an emphasis on electronic, card-based and trending products. We will review current industry pricing trends, packaging products, and tactics to differentiate commodity products. Participants will discuss the development of a sales strategy that includes segmentation by client sales size and industry type as a means to grow Treasury Management relationships and business deposits for their respective organizations. We will expand the participants' sales tool kit to grow existing relationships and generate new ones. Attendees will be expected to participate in a variety of inter-active exercises in small groups. The sessions are geared towards all bank business development and Treasury Management sales staff including, branch managers, commercial lenders, business development officers, and others who are responsible for new business client growth and relationship expansion. Senior Managers and Sales Managers who are responsible for business markets may also benefit from this program. More >
  4. May 2019

    1. Wednesday, May 8, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        Cash Flow Seminar >

        This program will compare alternative approaches to cash flow and demonstrate the appropriate application of each approach in assessing and monitoring a borrower’s financial performance. The program will teach participants how to determine the maximum line of credit appropriate for a borrower and the factors which will determine when it is appropriate to convert revolving debt to amortizing debt. More >
    1. Thursday, May 9, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        Security and Risk Management Seminar >

        Bank individuals responsible for security and risk management will receive valuable information on financial crime investigations, making your case for law enforcement, defusing hostile people and handling violent robbery. More >
    1. Tuesday, May 14, 2019
      1. Event image 8:30 AM – 4:00 PM at Harrisburg Area

        2019 Anti-Money Laundering & Bank Secrecy Act Seminar - Harrisburg >

        This seminar highlights the increased federal expectations for BSA. “Beneficial Ownership”, and the ever-increasing importance of Customer/Member Due Diligence standards, and the Final Regulations implemented in May 2018 are reviewed in detail. The changes predicated by the latest update to the Suspicious Activity Report (SAR) are identified. The latest guidelines on account management, ongoing monitoring, and due diligence expectations for Money Services Businesses (MSB), “Third-Party Payment Processors” (TPPP), Marijuana Related Enterprises (MRE), and other “High-Risk” Clients are highlighted, while the ever Increasing issue of “de-risking”/client “re-evaluation” is discussed. Institutional risk assessments and the latest guidance on high-risk products and services, cyber events and cyber-related crime, e-mail compromise fraud schemes, human trafficking and human smuggling, Elder and Vulnerable Adult exploitation, and disaster-related fraud are reviewed. More >
    1. Wednesday, May 15, 2019
      1. Event image 8:30 AM – 4:00 PM at Philadelphia Area

        2019 Anti-Money Laundering & Bank Secrecy Act Seminar - Philadelphia >

        This seminar highlights the increased federal expectations for BSA. “Beneficial Ownership”, and the ever-increasing importance of Customer/Member Due Diligence standards, and the Final Regulations implemented in May 2018 are reviewed in detail. The changes predicated by the latest update to the Suspicious Activity Report (SAR) are identified. The latest guidelines on account management, ongoing monitoring, and due diligence expectations for Money Services Businesses (MSB), “Third-Party Payment Processors” (TPPP), Marijuana Related Enterprises (MRE), and other “High-Risk” Clients are highlighted, while the ever Increasing issue of “de-risking”/client “re-evaluation” is discussed. Institutional risk assessments and the latest guidance on high-risk products and services, cyber events and cyber-related crime, e-mail compromise fraud schemes, human trafficking and human smuggling, Elder and Vulnerable Adult exploitation, and disaster-related fraud are reviewed. More >
      2. Event image Multi-Day Event1:00 PM Wednesday – 12:00 PM Saturday at Other

        PA Bankers 2019 Convention >

        Experience three days packed with dynamic speakers, lively discussions about the banking industry, inspirational programs, fine dining, entertainment and more at the PA Bankers 2019 Convention. More >
    1. Thursday, May 16, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        TRID Essentials Seminar >

        The Consumer Financial Protection Bureau (CFPB) published a final rule to implement the new integrated disclosures (TRID) on Nov. 20, 2013, and the final rule was effective on Oct. 3, 2015. The TRID rules and guidance from the CFPB continue to evolve. After much industry confusion and concern regarding elements of the regulation, the CFPB released final TRID Amendments on July 7, 2017, with a mandatory compliance date of Oct. 1, 2018. More >
  5. June 2019

    1. Tuesday, June 4, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        Asset Liability Management Seminar >

        More information to follow. More >
    1. Sunday, June 9, 2019
      1. Event image Multi-Day Event12:00 PM Sunday – 4:00 PM Thursday at State College

        School of Commercial Lending >

        The PA Bankers' School of Commercial Lending primarily focuses on business development, credit structuring, and the practical application of commercial lending knowledge, as well as client and internal communication. The educational content of this program is similar to 200 and 300-level college course study and is designed for individuals looking to attain well-rounded business development and commercial lending skill set. More >
    1. Tuesday, June 11, 2019
      1. Event image 8:30 AM – 4:00 PM at Scranton Area

        2019 Mortgage Lending: Start to Finish - Scranton >

        This one-day seminar will cover existing disclosure requirements for mortgage loans secured by real estate including the Integrated Mortgage Disclosure requirements, (TRID rules). The seminar will bring together the requirements necessary to ensure compliance for closed-end, consumer purpose real estate secured loans. This seminar specifically focuses on the disclosure process under the various lending related regulations. More >
    1. Wednesday, June 12, 2019
      1. Event image 8:30 AM – 4:00 PM at Scranton Area

        2019 TRID Compliance: Facing The Challenges - Scranton >

        This seminar has been designed to help as you comply with the new Integrated Mortgage Disclosures, including recent changes and clarifications. More >
    1. Thursday, June 13, 2019
      1. Event image 8:30 AM – 4:00 PM at Scranton Area

        2019 Mastering HMDA - Scranton >

        A full-day seminar providing a comprehensive review of the Home Mortgage Disclosure Act (HMDA) and the Consumer Financial Protection Bureau’s (CFPB’s) Regulation C. Whether you are new to HMDA or have been reporting for years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance. More >
    1. Thursday, June 20, 2019
      1. Event image 8:00 AM – 4:00 PM at Hershey

        Directors Institute >

        The Directors Institute is a non-profit organization which hosts a one-day interactive seminar that aims to provide financial services institution directors with best practice learning for both new and experienced directors. Registration information is not currently available for this event. More >
    1. Monday, June 24, 2019
      1. Event image 8:30 AM – 4:00 PM at Pittsburgh Area

        2019 Fundamentals of Open-End Credit - Pittsburgh >

        This comprehensive seminar will review in depth the open-end requirements and issues under various laws (e.g., What is the “outstanding principal balance” for flood insurance determinations?), but focusing on the Truth-in-Lending Act/Regulation Z. We will discuss the compliance rules applicable for all lines of credit, including unsecured lines of credits and credit cards, but will spend much of the day reviewing HELOCs. The manual will provide detailed analysis of the rules and serves as a valuable reference tool. More >
    1. Tuesday, June 25, 2019
      1. Event image Multi-Day Event8:30 AM Tuesday – 4:00 PM Thursday at Pittsburgh Area

        2019 Real Estate Lending Compliance - Pittsburgh >

        This program is a must for those entering the “regulatory compliance world” or those responsible for “pre” closing file preparation or “post” closing file review. Attendees receive one of the most highly regarded manuals in the industry (over 500 pages of content). The manual will likely be referred to on countless occasions. More >
  6. August 2019

    1. Monday, August 5, 2019
      1. Event image Multi-Day Event8:30 AM Monday – 4:30 PM Tuesday at Harrisburg Area

        Real Estate Lending Compliance Seminar - 2 day seminar >

        The program provides an overview of the real estate lending requirements from 10 regulations, along with comprehensive coverage of selected topics, policy suggestions, employee training tips, audit techniques and steps to eliminate past problems. More >
    1. Wednesday, August 21, 2019
      1. Event image Multi-Day Event8:15 AM Wednesday – 4:00 PM Thursday at Harrisburg Area

        Advanced School of Commercial Lending >

        This two day school is designed to introduce experienced lenders to more advanced lending and portfolio management topics. More >
  7. September 2019

    1. Wednesday, September 25, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        Bank Secrecy Act Seminar >

        More information to follow. More >
  8. November 2019

    1. Monday, November 4, 2019
      1. Event image Multi-Day Event8:15 AM Monday – 4:00 PM Tuesday at Harrisburg Area

        Essentials of Commercial Lending Seminar >

        The Essentials of Commercial Lending two-day seminar is designed to provide information for any bank employee interested in learning the basics of commercial lending. More >
    1. Thursday, November 14, 2019
      1. Event image 8:15 AM – 2:00 PM at Hershey

        FDIC Directors College >

        The Directors College is an interactive, one-day program designed for bank directors that provides ongoing education on current topics and various elements of bank supervision. More >
    1. Thursday, November 21, 2019
      1. Event image Multi-Day Event8:00 AM Thursday – 5:00 PM Friday at Hershey

        Lending Conference >

        This conference offers education and updates on a variety of current lending topics. It also provides a valuable opportunity for lenders and bankers to network. More >
  9. December 2019

    1. Tuesday, December 10, 2019
      1. Event image 8:15 AM – 3:45 PM at Harrisburg Area

        Analyzing Personal Financial Statements & Tax Returns >

        One of the more challenging aspects of lending is analyzing personal financial statements and tax returns. Assessing the borrower’s ability to convert assets to cash to pay short-term debt or honor a guaranty often requires significant adjustments to the borrower’s reported net worth. Adjusted gross income on Form 1040 bears no relationship at all to cash available to pay personal living expenses and debt service. To determine cash available, the lender must construct a personal cash flow using information contained in the personal financial statement and schedules of the tax return. Lenders recognize that the business and personal financial affairs of small business borrowers are closely intertwined necessitating the integration of business and personal cash flow to determine global cash flow. More >