Calendar

  1. March 2019

    1. Thursday, March 7, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        2019 Call Report Preparation – An Update >

        2019 Call Report Preparation – An Update seminar will help preparers and reviewers understand the preparation process and eliminate errors. More >
    1. Tuesday, March 26, 2019
      1. Event image Multi-Day Event8:15 AM Tuesday – 4:00 PM Wednesday at Harrisburg Area

        Training the Credit Analyst (2-Day Seminar) >

        This two day program is designed to provide lenders and analyst the tools required to understand and use financial information provided by borrowers. The key to producing high quality analysis is being able to understand the actions or inactions of your borrower’s management team. We then must be able to ask the borrowers the “Right” questions. The goal is to measure risk, develop loan structure, and the capacity to repay the loan. The Loan Officer/Analyst must be able to communicate that information to Loan Committee and the customer. Ultimately, good Loan Officers are able to provide value-added information that allows their borrowers to make better business decisions. More >
  2. April 2019

    1. Tuesday, April 2, 2019
      1. Event image Multi-Day Event8:15 AM Tuesday – 3:30 PM Thursday at Harrisburg Area

        School of Consumer Lending >

        Sound credit decisions by community-bank lenders require a high degree of perception and skill. To reach this level of sophistication, your lending personnel must constantly rethink existing approaches, research new ideas, and update their knowledge. More >
    1. Thursday, April 25, 2019
      1. Event image 8:15 AM – 4:00 PM at State College

        Agricultural Bankers Conference >

        The Association’s inaugural Agricultural Bankers Conference will offer dynamic presentations about the agricultural banking industry's current issues, profitability, challenges and forecasts. It will be of interest to bank personnel, directors or others who work with clients in the field of agricultural banking, credit and insurance. More >
    1. Monday, April 29, 2019
      1. Event image Multi-Day Event8:15 AM Monday – 4:00 PM Tuesday at Harrisburg Area

        School of Treasury Management II >

        This two-day focused sales program will provide a refresher on products and services with an emphasis on electronic, card-based and trending products. We will review current industry pricing trends, packaging products, and tactics to differentiate commodity products. Participants will discuss the development of a sales strategy that includes segmentation by client sales size and industry type as a means to grow Treasury Management relationships and business deposits for their respective organizations. We will expand the participants' sales tool kit to grow existing relationships and generate new ones. Attendees will be expected to participate in a variety of inter-active exercises in small groups. The sessions are geared towards all bank business development and Treasury Management sales staff including, branch managers, commercial lenders, business development officers, and others who are responsible for new business client growth and relationship expansion. Senior Managers and Sales Managers who are responsible for business markets may also benefit from this program. More >
  3. May 2019

    1. Wednesday, May 8, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        Cash Flow Seminar >

        This program will compare alternative approaches to cash flow and demonstrate the appropriate application of each approach in assessing and monitoring a borrower’s financial performance. The program will teach participants how to determine the maximum line of credit appropriate for a borrower and the factors which will determine when it is appropriate to convert revolving debt to amortizing debt. More >
  4. June 2019

    1. Tuesday, June 4, 2019
      1. Event image 8:15 AM – 4:00 PM at Harrisburg Area

        Asset Liability Management Seminar >

        More information to follow. More >
    1. Sunday, June 9, 2019
      1. Event image Multi-Day Event12:00 PM Sunday – 4:00 PM Thursday at State College

        School of Commercial Lending >

        The PA Bankers' School of Commercial Lending primarily focuses on business development, credit structuring, and the practical application of commercial lending knowledge, as well as client and internal communication. The educational content of this program is similar to 200 and 300-level college course study and is designed for individuals looking to attain well-rounded business development and commercial lending skill set. More >
  5. August 2019

    1. Monday, August 5, 2019
      1. Event image Multi-Day Event8:30 AM Monday – 4:30 PM Tuesday at Harrisburg Area

        Real Estate Lending Compliance Seminar - 2 day seminar >

        The program provides an overview of the real estate lending requirements from 10 regulations, along with comprehensive coverage of selected topics, policy suggestions, employee training tips, audit techniques and steps to eliminate past problems. More >
    1. Wednesday, August 21, 2019
      1. Event image Multi-Day Event8:15 AM Wednesday – 4:00 PM Thursday at Harrisburg Area

        Advanced School of Commercial Lending >

        This two day school is designed to introduce experienced lenders to more advanced lending and portfolio management topics. More >
  6. November 2019

    1. Monday, November 4, 2019
      1. Event image Multi-Day Event8:15 AM Monday – 4:00 PM Tuesday at Harrisburg Area

        Essentials of Commercial Lending Seminar >

        The Essentials of Commercial Lending two-day seminar is designed to provide information for any bank employee interested in learning the basics of commercial lending. More >
    1. Thursday, November 21, 2019
      1. Event image Multi-Day Event8:00 AM Thursday – 5:00 PM Friday at Hershey

        Lending Conference >

        This conference offers education and updates on a variety of current lending topics. It also provides a valuable opportunity for lenders and bankers to network. More >
  7. December 2019

    1. Tuesday, December 10, 2019
      1. Event image 8:15 AM – 3:45 PM at Harrisburg Area

        Analyzing Personal Financial Statements & Tax Returns >

        One of the more challenging aspects of lending is analyzing personal financial statements and tax returns. Assessing the borrower’s ability to convert assets to cash to pay short-term debt or honor a guaranty often requires significant adjustments to the borrower’s reported net worth. Adjusted gross income on Form 1040 bears no relationship at all to cash available to pay personal living expenses and debt service. To determine cash available, the lender must construct a personal cash flow using information contained in the personal financial statement and schedules of the tax return. Lenders recognize that the business and personal financial affairs of small business borrowers are closely intertwined necessitating the integration of business and personal cash flow to determine global cash flow. More >