Calendar

  1. June 2019

    1. Tuesday, June 4, 2019
      1. Event image 8:30 AM – 4:00 PM at Harrisburg Area

        Asset/Liability Management Seminar >

        This program explores the unique relationship between IRR, liquidity and performance and gives you specific ideas about how to manage all three simultaneously. We begin with a discussion of the current economic environment and the outlook for Federal Reserve monetary policy before looking at recent banking industry trends including a high-performance banking analysis. More >
  2. September 2019

    1. Wednesday, September 11, 2019
      1. Event image 12:30 PM – 5:30 PM at Harrisburg Area

        Banking Institute - co-sponsored with Stevens & Lee/Griffin Financial Group >

        Join us for a day of training and networking. Topics that will be covered include risk management, capital raise, employment update, cannabis, cybersecurity and much more. More >
  3. December 2019

    1. Tuesday, December 10, 2019
      1. Event image 8:15 AM – 3:45 PM at Harrisburg Area

        Analyzing Personal Financial Statements & Tax Returns >

        One of the more challenging aspects of lending is analyzing personal financial statements and tax returns. Assessing the borrower’s ability to convert assets to cash to pay short-term debt or honor a guaranty often requires significant adjustments to the borrower’s reported net worth. Adjusted gross income on Form 1040 bears no relationship at all to cash available to pay personal living expenses and debt service. To determine cash available, the lender must construct a personal cash flow using information contained in the personal financial statement and schedules of the tax return. Lenders recognize that the business and personal financial affairs of small business borrowers are closely intertwined necessitating the integration of business and personal cash flow to determine global cash flow. More >
  4. March 2020

    1. Wednesday, March 11, 2020
      1. Event image Multi-Day Event8:00 AM Wednesday – 4:00 PM Thursday at Hershey

        Women in Banking Conference >

        A day providing networking opportunities and professional development tailored to strengthen and deepen involvement in the industry, community and the association. More >